ProtectMyID by Experian Credit Monitoring Review

protectmyidlogo Technology has made many things about our lives easier, but one thing that has become harder is protecting your identity. With increasingly sophisticated means of stealing your personal information, identity thieves have made it necessary to be extremely vigilant about protecting yourself from damaged credit and financial loss. It’s no longer sufficient to simply shred documents and regularly review your accounts. You also need to be scanning the internet on a daily basis for potentially harmful information and signs of identity theft.

The problem is few people have the time required to be that vigilant. Enrolling in a credit monitoring service, such as ProtectMyID, provides you with all the online protection you need. Backed by Experian, one of the nation’s three leading credit bureaus, ProtectMyID offers you the peace of mind and protection you need, all at an affordable price. For as little as $15.95 per month, you get:

  • Daily credit report monitoring for signs of fraud.
  • Daily internet scans for potentially harmful information.
  • Daily nationwide change of address monitoring.


You will receive alerts whenever ProtectMyID finds anything that could indicate that your identity has been stolen. They will also help you stop and repair any damage that has been done, as well as alerting you when a full month has gone by with no further signs of identity theft to report.

Easy Enrollment

Enrollment in ProtectMyID takes just a few minutes on the Experian website. If you’ve never used the product before, you can sign up for a seven-day trial membership for only $1, plus tax. If you decide that you do not want to continue your membership, simply cancel within that seven days and you will have no further charges. Experian also offers a 14-day money back guarantee, should you decide that you are not happy with the service you are receiving even after continuing beyond your trial period.

Other Products

In addition to ProtectMyID, Experian offers other products that enhance the protection and assistance your receive. Lost Wallet Protection provides you with a simple way to deal with the headaches of a lost or stolen wallet with one phone call. ChildSecure offers you the ability to ensure that your child’s identity remains safe as well, as the fraudulent use of the identity of minors is a rapidly increasing problem.

Watch Out for Extras

As you enroll in ProtectMyID, take your time and carefully review the information on each screen. If you rush through, you may find that you have enrolled in products and services that you do not want and are difficult to cancel. Be sure to write down phone numbers and email addresses for future reference. This information is provided on Experian’s website, but it can be difficult to locate. Finally, be sure to note when you sign up so you can cancel within your trial period if you want without paying any additional charges.


We rate ProtectMyID at 4 stars.  Not one of the comprehensive credit monitoring services, but a good value for the monthly cost.  For a low monthly fee, you can have the peace of mind in knowing that someone is constantly watching for signs that your identity has been stolen and is ready to help you fix the problem before it’s too late.