Month: March 2013

Are Consolidated Loans for Bad Credit a Good Plan?

hand reaching debt consolidation

A good credit rating simplifies life and qualifies the individual for optimal interest rates, better car loans and the best credit card deals. On a 30 year mortgage, a good credit score can save you as much as $40,000 to

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  • 28th Mar, 2013

The Best Credit Cards to Start Building Credit


If you have not yet begun to build a good credit history, you should take steps to do so. Establishing credit is essential for obtaining credit, qualifying for loans, and even connecting utilities at your home. Many people who are

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  • 15th Mar, 2013

Finding Reputable Debt Consolidation Companies


Debt consolidation companies provide a service to help debtors get a handle on their debt. A reputable debt consolidation company can negotiate with creditors to get reductions in payments, interest rates and payoff settlements in compromise for the total balance

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  • 15th Mar, 2013

Top Reasons You Can’t Get a Credit Card

credit cards

If you have applied for credit cards in the past and have been turned down, the credit card company provided you with some cryptic reason of why you were denied. In fact, whenever you are denied credit, the lender or

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  • 5th Mar, 2013