Top 10 Prepaid Credit Cards for 2017

Prepaid credit cards are not truly credit cards in the traditional sense.  Yes, they look like a typical credit card, but a prepaid card acts more like a debit card, in that you can only spend up to the amount that you have pre-loaded onto the card.  Each time you make a purchase, that amount is debited from your card balance until you reach zero.  At that point, you need to load the card with funds from your bank account, employer direct deposit or even your Paypal account.  It’s a relatively simple concept, but serves a variety of purposes.  If you tend to run up large credit card balances, a prepaid card can help you control your spending.  If you have poor or no credit, these cards can allow you the convenience of not having to write checks or carry cash.  Plus they’re a good way for teenagers to learn the responsibility of spending, before they get a real credit card.

Many of these prepaid credit cards have great rewards and perks including rewards points, online bill pay and cash back options.  Be sure to check the fees associated with each card, as that will help you make a smart decision on which card to apply for.  We’ve compiled a list of our 10 favorite prepaid cards that you can sign up for, with no hassles.  If you click the Apply Now link, you will be redirected to the credit card company website.

1. AccountNow® Gold Visa Prepaid Card

Account Now Gold Visa® Prepaid Card
Apply Now
  • 100% Guaranteed Approval – upon successful ID verification
  • $0 Activation Fee
  • $15 Bonus§ with Free† Direct Deposit
  • $10,000 balance limit
  • Shop online & Pay bills online
  • Easy Mobile Account Access
  • Deposits are FDIC insured
  • BBB Accredited A+ Company
  • Apply Now!

 


2. KLS Prepaid Visa RushCard

KLS Prepaid Visa® RushCard
Apply Now
  • Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
  • Stay connected – keep track of your money online and on your mobile.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC
  • No overdraft fees
  • Easy Online Bill Pay – pay bills, rent, or write personal checks.
  • Access to over 23,000 fee-free MoneyPass ATMs .
  • Apply Now!

 


3. Paypal™ Prepaid MasterCard

PayPal™ Prepaid MasterCard®
Apply Now
  • Real-time mobile alerts notify you of transactions and balances.
  • Free direct deposit – get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
  • No credit check, overdraft fees or interest charges.
  • Get cash back rewards.
  • Apply Now!

 


4. Prepaid Visa Baby Phat RushCard

Prepaid Visa® Baby Phat RushCard
Apply Now
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay – pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
  • Apply Now!

 


5. MAGIC Prepaid Mastercard

MAGIC Prepaid Mastercard®
Apply Now
  • Receive a $10 Bonus Credit* when you enroll in Direct Deposit.
  • Add money for free with Direct Deposit
  • Get cash for free by choosing cash back at retail stores
  • Manage your account for free online and with automated alerts
  • No Credit Check or Bank Account Required
  • Apply Now!

 


6. NetSpend® Visa® Prepaid Card

NetSpend® Visa® Prepaid Card
Apply Now
  • Get paid up to 2 days faster when you use direct deposit
  • 100% Approval – No credit check needed (ID verification required).
  • Get your paycheck or government benefits up to 2 days faster with free direct deposit
  • Earn cash back with NetSpend Payback RewardsTM
  • Real-time activity alerts sent to your mobile phone.
  • Prescription Discounts – up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Apply Now!

 


7. READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card
Apply Now
  • Instant Account Number – No Credit Check.
  • Free† Direct Deposit – paycheck, benefits, tax refunds
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Overdraft Fees or Balance Minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Free Credit ScoreTracker1
  • Choose Your Card Color – Blue or Pink
  • Apply Now!

 


8. Vision Premier® Visa® Prepaid Card – Simple & Fair

VVision Premier® Visa® Prepaid Card - Simple & Fair
Apply Now
  • New – Free Roadside Assistance
  • New – Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check – 100% Approval
  • Apply Now!

 


9. Black Diamond RushCard Prepaid Visa

Prepaid Visa® Black Diamond RushCard
Apply Now
  • Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay – pay bills, rent, or write personal checks.
  • Safer than carrying cash, use everywhere Visa debit cards are accepted.
  • No overdraft fees.
  • Conveniently send and receive money with card to card transfers.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast.
  • Apply Now!

 


10. Control Prepaid Mastercard

Control Prepaid MasterCard®
Apply Now
  • Use Direct Deposit – get your paycheck or government benefits check up to 2 days faster
  • Refill a Prepaid Phone using your Control card – Get $1 back each time you add $25 or more.
  • Simple fee plan with no cost to order or activate a card and no overdraft fees
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month
  • Earn Cash Back Rewards & Refer A Friend bonuses
  • Free Bill Pay and online budget management tools
  • Transfer money to other cardholders online or with your mobile phone
  • Free Smartphone App – check your transactions, balance and find the closest reload location
  • Apply Now!