Monitoring your credit is an important step in understanding your current financial and credit status. To do this, it is wise to sign up for a credit monitoring service.
Identity Guard is one of the highest rated identity/credit monitoring service on the market today. The company’s membership is based on their Monitor, Protect and Recover* services.
Monitor: use of technology to monitor personal and financial information in order to provide credit, public record and identity monitoring with prompt security alerts regarding potential threats to your identity which can be delivered via email, text or phone.
Protect: provides anti-virus software for your computer, and keystroke encryption to allow safe browsing of the internet; their program ID Vault* helps protect logins, passwords and credit card information on your most visited shopping and member sites.
Recover: in case your identity is stolen during your membership, Identity Guard will provide personal recovery assistance that puts you in contact with experts and counselors, and offers identity theft insurance and lost wallet protection.
Identity Guard offers three membership levels:
The Essentials membership is $9.99 per month and excludes certain features such as public record monitoring, anti-virus software, and password protection, and only provides consumers with 1 credit score report per month;
The Total Protection membership, at $19.99 per month, provides members with all of the services bulleted above as well as credit scores from all three credit bureaus;
The Platinum membership costs $24.99 per month and provides all of the services of the Platinum level plus adds a bonus child security feature (kID Sure*) that helps protect your child’s identity. Their free mobile app is a nice added feature for those consumers who are serious about guarding their identity and protecting their credit. Sign up from CreditFlare.com and receive a free 30 day trial & get your monthly TotalProtection subscription for only $16.99/month
The Identity Guard monitoring service offers flexible membership options which fit all budgets. With access to credit scores, a rock solid monitoring service plus additional security benefits, this puts Identity Guard as one of our top recommended identity monitoring companies.