Month: February 2013

Insight to the Bureau of Credit Reporting

credit bureaus

Have you ever thought about the credit bureau? Chances are if you have ever applied for credit, your credit rating has crossed your mind. A good credit rating is important for obtaining credit in the future, renting property and even

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  • 28th Feb, 2013

My Free Credit Report and Score Facts

credit score breakdown image

Your credit report and score tell creditors how responsible you are with your finances. A good credit rating shows that you pay your creditors on time and you don’t overextend yourself with credit. A good credit rating will not only

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  • 22nd Feb, 2013

Should You Request Credit Reports Annually or More Frequently?


Simple steps can be taken to avert crises. If you want to safely maintain your car, check your oil percentage and tire pressure. If you want to keep your house from burning down, check your burners and and the oven.

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  • 16th Feb, 2013

Easily Access Your Credit Report Online


Your credit report tracks your payment histories, your credit purchases and other information about your finances. You have the right to access your credit report from the major credit bureaus. By law, you have the right as a consumer to

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  • 13th Feb, 2013

4 Tips for Fixing Your Credit Score


Your credit score notifies lenders and others how well you manage your credit. The credit score is a numerical representation of the information recorded on your credit history report. Each of the three credit reporting agencies maintain a record of

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  • 12th Feb, 2013

The Truth About Monitoring Credit Scores & Reports


One way to keep track of your credit history is to monitor your credit score. Though the process may seem simple, each credit bureau may calculate a different credit score for you. To complicate matters, there are different types of

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  • 11th Feb, 2013

Where Can I Get My 3 Credit Scores?


The Three Major Credit Bureaus The three major U.S. credit bureaus are: – Experian – TransUnion – Equifax Each credit bureau maintains a credit record for every person in the U.S. who has ever had a credit account or loan,

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  • 7th Feb, 2013

Get a Copy of Your Credit Reports Online


Many people today are concerned about their credit reports, and with good reason. Your credit report is very telling about how you manage your finances and handle the credit that you have been granted. When your credit report reveals that

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  • 6th Feb, 2013

Are You Getting All 3 Credit Bureau Scores?

3 Credit Bureaus

Did you know that you have not just one, but 3 credit bureau scores? Many people refer to their credit score as if they had just one score, but everyone with a credit history has three scores. Each credit reporting

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  • 5th Feb, 2013

Is the Equifax 3 in 1 Credit Report Right for You?

Each credit bureau offers credit monitoring plans to help you manage your credit and take measures to guard against aggravated identity theft. However, many of these service only offer credit history data for the service that offers the plan. For truly thorough

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  • 4th Feb, 2013